"We were introduced to Earl through my father-in-law more than a decade ago, and after hearing Earl present his approach to financial planning, we knew we wanted to work with him. His perspective encouraged us to think beyond traditional retirement strategies, and it has made a meaningful difference in how we plan for our future.
"Earl and Kim have consistently been honest, helpful, and exceptionally responsive. No matter the size of our accounts, Earl is proactive, thoughtful, and always willing to walk us through our options.
"At the very least, I would encourage anyone to learn about Earl’s planning approach and see how it can strengthen and enhance your own financial goals."
-The Lebairs
"Prior to meeting Earl, the way that I looked at wealth building and legacy creation was completely different. I not only credit but am eternally grateful for the incredible wisdom, time and dedication that Earl has poured into me and my family that has quite literally changed our financial future.
"When I reflect back on all that we have accomplished as a result of Earl's guidance and education, I am truly amazed. The system he helped us to employ has had an effect on quite literally every financial aspect of our lives since meeting him.
"I have a deep amount of trust and gratitude for how Earl has helped me and continue to have the utmost confidence in him and the paths he recommends."
- Adam
"Earl provides trusted, proactive and creative solutions. He does not recommend anything he wouldn't do or isn't already doing for himself or his family. He proactively shares new opportunities without you having to ask. And he offers creative solutions to generate risk-adjusted returns or optimize tax planning. He's a trusted advisor, who feels more like a colleague or friend."
-Anonymous
Finance Professional in New York
"Before we began working with Earl Eastman, I had done very little tax planning—though I had done plenty of stock investing. My introduction to Earl happened at a conference on 'Being Your Own Banker.' I had a question about how to use my existing whole life policy to get started, but the speaker was unable to help. I happened to be sitting at a table with Earl, and at the end of the conference he approached me and said he might be able to assist. He explained that he had extensive experience with 'be your own banker' strategies.
"From the beginning, Earl struck me as sincere, very knowledgeable, and able to explain sophisticated strategies in a way that made sense. He sent us references and articles he had written, and over the next few months—after several thoughtful conversations—we decided to move forward and work with him.
"Since working with Earl, our investing leverage has increased dramatically. Before Earl, we always paid cash and carried no debt. Earl taught us how to be our own bank through whole life policies and pledged asset accounts. As a result, much more of our capital is now working for us—earning returns in multiple places instead of just one.
"He also helped us rethink our mortgage strategy. We had originally focused on paying off our home, but Earl explained why that wasn’t the most effective use of our money. When interest rates dropped, we were able to refinance at a very low rate and redirect that capital into better investments—an approach that has paid off extremely well.
"Throughout our relationship, we’ve been consistently impressed with Earl’s wide range of investment ideas, his extensive network of contacts, and his constant pursuit of opportunities. He is easy to talk to, explains things clearly, and has always made us feel confident in our decisions. His office staff, especially Kimberly, is excellent and always available when needed.
"I highly recommend Earl as an investment advisor. I’ve referred all my children to him—three of whom are currently working with him. All ten of my grandchildren have custodial accounts and whole life policies through Earl, giving them an early start on becoming their own bankers. When they’re old enough, we look forward to seeing them work with Earl’s group as well.
"Thank You for all you have done for us, we enjoy working with you."
-Brent and Joann
"Before working with Earl, I was an MBA graduate who understood corporate finance but had zero clarity on personal financial strategy. I’d pieced together ideas from books, friends, and voices like Dave Ramsey, but none of it gave me a coherent, workable plan. I felt defensive and uncertain about my financial future because I didn’t actually understand how any of it worked.
"What made Earl stand out immediately was his commitment to education. He took the time to explain how personal finance and investing actually work in a way that appealed to my analytical mind. Once I understood the principles and my options, it was obvious he was the right partner to guide my financial decisions.
"Since working together, the results have been clear both financially and personally. The investments have performed well, but just as important, my entire mindset has shifted. I now think about money, saving, and investing from an informed, offensive position rather than a helpless or resigned one. That shift alone has been life-changing.
"What has surprised me most is Earl’s level of service and his genuine desire to teach. He never hesitates to explain something again, answer basic questions, or walk through strategy step by step. He consistently puts my interests ahead of his own and even recommends approaches that benefit me more than him. He also doesn’t take a set-it-and-forget-it approach: he constantly searches for improvements and new strategies, which gives me a lot of confidence.
"If someone I cared about was considering working with him, I’d tell them to just meet with Earl. Even if you don’t move forward, you’ll walk away better educated. If you do work with him, you’ll feel like you have a financial secret weapon—a Yoda in your corner—and you’ll be glad you made the decision."
-Anonymous
*Disclaimer: Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation. Separate from the financial plan and our role as a financial planner, we may recommend the purchase of specific investment or insurance products or account. These product recommendations are not part of the financial plan and you are under no obligation to follow them. Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.