What Our Clients Say

"Since working with Earl, our investing leverage has increased dramatically. Before Earl, we always paid cash and carried no debt. Earl taught us how to be our own bank through whole life policies and pledged asset accounts. As a result, much more of our capital is now working for us—earning returns in multiple places instead of just one.

"Earl and Kim have consistently been honest, helpful, and exceptionally responsive. No matter the size of our accounts, Earl is proactive, thoughtful, and always willing to walk us through our options. At the very least, I would encourage anyone to learn about Earl’s planning approach and see how it can strengthen and enhance your own financial goals."

"Since working together, the results have been clear both financially and personally. The investments have performed well, but just as important, my entire mindset has shifted. I now think about money, saving, and investing from an informed, offensive position rather than a helpless or resigned one. That shift alone has been life-changing.